Certain credit card issuers and payment processing networks offer a little-known perk on their credit cards - price protection (also known as price matching)! This allows cardholders to compare prices on their purchases after buying - and if they find a lower price within the specified deadline, they can be refunded the price difference. Each issuer or payment network has its own terms and conditions. I will run through each of them to point out their best benefits, and I'll also show you some really good credit cards that include this stand-out feature.

MasterCard (MA) offers this benefit on all their cards. Other banks include this benefit on select credit cards. Price protection means that if you find a better price on products purchased with a card that offers this benefit, you can get the difference refunded. This is a very useful benefit all year round, but it is especially practical just before sales! However, make sure to read the terms and conditions on your credit card to see if sales purchases are excluded or not. Let's take a look at each issuer or payment processing network individually.


MasterCard offers all its users price protection in the event of finding a lower regular price on a new item and claiming it within 60 days of purchase. You will be reimbursed the price difference up to the issuer's limit. MasterCard's benefits vary by issuer and type of credit card - so remember to ask your issuer to tell you the specific terms and conditions of your MasterCard to see what the price protection program covers and what exclusions and limitations apply.

Here is my selection of the top no-annual-fee credit cards that come with the added perk of price protection:

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Chase Sapphire Preferred<sup>®</sup> Card

Chase Sapphire Preferred® Card

APPLY NOWAt Chase's secure website
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.
APPLY NOWAt Chase's secure website


17.49% - 24.49% Variable


Why we like it
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

To see more credit cards full of perks, benefits and rewards, take a look at our best rated credit cards.