The search for the best credit cards in the U.S. is over. After meticulously researching hundreds of credit card offers in the market, we at GET.com have put together a selection of 10 best credit cards that are excellent for cash back, rewards, 0% balance transfers, travel, business, and students. All cards come with different pros and cons, hence we recommend that you get more than one type of card in order to maximize rewards on your different types of spending. For example, if you're looking for a 0% balance transfer card to transfer your existing balance, you should get a good balance transfer card just to pay off your balance, and use other rewards cards for your other spending. Read on to see the top 10 credit cards in the U.S. this season:

10 Best Credit Cards - GET.com's Picks

Best ForCredit Card
TravelDiscover it® Miles - Unlimited 1.5x Rewards Card
Cash BackChase Freedom Unlimited℠
Signing BonusChase Sapphire Preferred® Card
Travel With BonusBankAmericard Travel Rewards® Credit Card
Dollar-For-Dollar MatchDiscover it® Cashback Match™
Low Interest Balance TransfersCiti Simplicity® Card - No Late Fees Ever
Rewards And Balance Transfer CardDiscover it® 21 Month Balance Transfer Offer
BusinessCapital One® Spark® Cash for Business
MilesCapital One® Venture® Rewards Credit Card
StudentsDiscover it® for Students

Best Flat-Rate Travel Card: Discover it® Miles - Unlimited 1.5x Rewards Card

  • Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.

    Why we like it
    • Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
    • Get a dollar-for-dollar match of all the rewards you've earned at the end of your first year, automatically.
    • Redeem your rewards in any amount for cash or a travel credit. You'll always get $1 for every 100 Miles you've earned.
    • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
    • 100% U.S. based customer service. Talk to a real person any time.
    • No Annual Fee.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.
    APPLY NOWAt Discover's secure website

    Intro APR

    0% on purchases and 10.99% on balance transfers for 14 months

    Regular APR

    11.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Discover's secure website
    Why we like it
    • Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
    We least like
    • Not yet widely accepted outside of the U.S.

    Intro APR

    0% on purchases and 10.99% on balance transfers for 14 months

    Regular APR

    11.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
    • Get a dollar-for-dollar match of all the rewards you've earned at the end of your first year, automatically.
    • Redeem your rewards in any amount for cash or a travel credit. You'll always get $1 for every 100 Miles you've earned.
    • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
    • 100% U.S. based customer service. Talk to a real person any time.
    • No Annual Fee.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.
    APPLY NOWAt Discover's secure website
Discover it® Miles - Unlimited 1.5x Rewards Card is a travel credit card that lets you earn unlimited 1.5x rewards on all purchases. You earn 1.5x Miles for each $1 spent and there's no spending cap or changing categories so it's really easy to know how much you're earning. Redeeming rewards is also really easy, you have the option of redeeming them for cold hard cash or for travel credit (100 Miles = $1). This card also has a great exclusive offer for new cardmembers, at the end of the first year Discover will automatically give you a dollar-for-dollar match of all the cash back you've earned. So if you need to make a big purchase, it's a good idea to do it during the first year of having this card in order to earn more rewards. There's no need to sign up, no limit, minimums or purchase caps tied to this exclusive offer. With this card you get to access your FICO® Credit Score for free on your monthly statements, on mobile and online. This card excels in customer service since it has 100% U.S. based customer service and you'll be talking to a real person instead of a machine (we all know how frustrating that can be). Discover it® Miles - Unlimited 1.5x Rewards Card has a 0% intro APR on purchases and 10.99% intro APR on balance transfers for 14 months and a 11.49% - 23.49% variable APR after the intro period (there's a 3% fee for each balance transfer). This card has no annual fee.

Read our review of Discover it® Miles - Unlimited 1.5x Rewards Card here.

Best Cash Back Card: Chase Freedom Unlimited℠

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

    Why we like it
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Unlimited 1.5% cash back on every purchase - it's automatic
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Redeem for cash - any amount, anytime
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee
    APPLY NOWAt Chase's secure website

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Unlimited 1.5% cash back on every purchase - it's automatic.
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

    Intro APR

    0% Intro APR for 15 months from account opening on purchases and balance transfers

    Regular APR

    15.49% - 24.24% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Unlimited 1.5% cash back on every purchase - it's automatic
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Redeem for cash - any amount, anytime
    • Cash Back rewards do not expire as long as your account is open
    • No annual fee
    APPLY NOWAt Chase's secure website
Chase Freedom Unlimited℠ gives you many benefits and great cash back. Earn a $150 Bonus after spending just $500 on purchases within the first 3 months of account opening. Earn unlimited 1.5% cash back on every purchase automatically. No annual fee. Your cash back rewards do not expire while your account is open, and you enjoy a 0% intro APR for 15 months from account opening on purchases and balance transfers, 15.49% - 24.24% variable APR thereafter. You pay a balance transfer fee (either $5 or 5% of the amount of each transfer, whichever is greater). Here's our Chase Freedom Unlimited℠ review.

Best Signup Bonus: Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

    Why we like it
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
    • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • No foreign transaction fees
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
    APPLY NOWAt Chase's secure website

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    Introductory Annual Fee of $0 the first year, then $95

    Credit Required

    Excellent
    APPLY NOWAt Chase's secure website
    Why we like it
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
    • 1:1 point transfer to leading airline and hotel loyalty programs.

    Regular APR

    16.49% - 23.49% Variable

    Annual Fee

    Introductory Annual Fee of $0 the first year, then $95

    Credit Required

    Excellent
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
    • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • No foreign transaction fees
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
    APPLY NOWAt Chase's secure website
Chase Sapphire Preferred® Card lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®. You can also earn 5,000 bonus points after adding your first authorized user and making a purchase within the first 3 months from opening your account. Earn 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases worldwide. Here's our Chase Sapphire Preferred® Card review. There is an intro annual fee of $0 for the first year, then $95.

Best Travel Rewards With No Annual Fee: BankAmericard Travel Rewards® Credit Card

  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases

    Why we like it
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.49% - 23.49% Variable APR
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%.
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.49% - 23.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765
    Why we like it
    • Earn unlimited 1.5 points per $1 spent on all purchases.
    • With no annual fee and no foreign transaction fees and your points don't expire.

    Intro APR

    0% Introductory APR for 12 billing cycles for purchases

    Regular APR

    15.49% - 23.49% Variable APR

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
    • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
    • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
    • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
    • Comes with chip technology for enhanced security and protection at chip-enabled terminals
    • 0% Introductory APR for 12 billing cycles for purchases, then 15.49% - 23.49% Variable APR
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
    • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%.
    APPLY NOWAt Bank of America's secure website
    or Call 800-335-4319 or Call 866-408-2765
BankAmericard Travel Rewards® credit card is a pretty cool card that lets you earn 1.5 unlimited points for every $1 you spend on all purchases. New signups can earn 20,000 online bonus points after spending at least $1,000 in purchases within the first 90 days of account opening. These points can be a $200 statement credit towards travel purchases. To use your points toward travel, just book as usual and then go online or call to redeem your points for a statement credit toward all or part of your travel purchases. Redeem points for different types of travel purchases with no blackout dates. If you are already a Bank of America customer (with an active checking or savings account), you can earn an additional 10% customer points bonus on every purchase and you can increase that bonus to 25%-75% by becoming a Preferred Rewards client (click "Apply Now" for more on Preferred Rewards). Points don't expire and there is no limit to the number of points you can earn. Here's our BankAmericard Travel Rewards® credit card review. This card has no foreign transaction fee and no annual fee.

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Best Dollar-For-Dollar Matching Card: Discover it® Cashback Match™

  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically

    Why we like it
    • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
    • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
    • Plus, unlimited 1% cash back on all other purchases.
    • Redeem your cash back for any amount, any time. Cash rewards never expire.
    • 100% U.S. based customer service.
    • Get your FICO® Credit Score for free on monthly statements and online.
    • No annual fee.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
    APPLY NOWAt Discover's secure website

    Intro APR

    0% on purchases and balance transfers for 14 months

    Regular APR

    11.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Discover's secure website
    Why we like it
    • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
    • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.

    Intro APR

    0% on purchases and balance transfers for 14 months

    Regular APR

    11.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
    • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
    • Plus, unlimited 1% cash back on all other purchases.
    • Redeem your cash back for any amount, any time. Cash rewards never expire.
    • 100% U.S. based customer service.
    • Get your FICO® Credit Score for free on monthly statements and online.
    • No annual fee.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
    APPLY NOWAt Discover's secure website
Discover it® Cashback Match™ is one of our favorite cash back credit cards because it offers very high rewards: You earn 5% cash back (up to the quarterly maximum of $1,500) in categories that change every 3 months, and an unlimited 1% cash back on all your other purchases. Offer only for new cardmembers: Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically. Enjoy a 0% intro APR on purchases and balance transfers for the first 14 months (after that there is a standard 11.49% - 23.49% variable APR). Because of this long 0% intro APR period, this card is also a very good balance transfer card. The low balance transfer fee is 3% of the amount you transfer. You can greatly increase the value of your cash back by redeeming it for specific gift cards from many partner stores. You can also earn cash back on your purchases by shopping online through Discover Deals which has many top retailers. You can also track your recent FICO® credit scores for free on your monthly statement, online or mobile app. Here's our Discover it® Cashback Match™ review. This card has no annual fee.

Low Interest Balance Transfers: Citi Simplicity® Card - No Late Fees Ever

  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.

    Why we like it
    • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.99% - 23.99% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • The same great rate for all balances, after the introductory period.
    • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
    • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
    APPLY NOWAt Citi's secure website

    Intro APR

    0%* intro APR on purchases* and balance transfers* for 21 months

    Regular APR

    13.99% - 23.99% (Variable)

    Annual Fee

    $0*

    Credit Required

    Good
    APPLY NOWAt Citi's secure website
    Why we like it
    • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.99% - 23.99% based on your creditworthiness.
    We least like
    • No rewards program.

    Intro APR

    0%* intro APR on purchases* and balance transfers* for 21 months

    Regular APR

    13.99% - 23.99% (Variable)

    Annual Fee

    $0*

    Credit Required

    Good
    • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.
    • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.99% - 23.99% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • The same great rate for all balances, after the introductory period.
    • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
    • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
    APPLY NOWAt Citi's secure website
Citi Simplicity® Card - No Late Fees Ever, a partner card, is one of our best-rated balance transfer cards. One of this card's main benefits is that it offers a very long introductory low APR period for balance transfers. You get 0% intro APR on purchases and balance transfers for 21 months. After the intro period there is a 13.99% - 23.99% (Variable) for purchases and balance transfers, based on your creditworthiness. There is no annual fee. Find out more in our Citi Simplicity® Card - No Late Fees Ever review here.

Best Rewards And Balance Transfer Card: Discover it® 21 Month Balance Transfer Offer

  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically

    Why we like it
    • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
    • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
    • Plus, unlimited 1% cash back on all other purchases.
    • Redeem your cash back for any amount, any time. Cash rewards never expire.
    • 100% U.S. based customer service.
    • Get your FICO® Credit Score for free on monthly statements and online.
    • No annual fee.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
    APPLY NOWAt Discover's secure website

    Intro APR

    0% on purchases for 6 months and 0% on balance transfers for 21 months

    Regular APR

    11.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    APPLY NOWAt Discover's secure website
    Why we like it
    • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
    • You get a long introductory APR period for balance transfers.

    Intro APR

    0% on purchases for 6 months and 0% on balance transfers for 21 months

    Regular APR

    11.49% - 23.49% Variable

    Annual Fee

    $0

    Credit Required

    Good, Excellent
    • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
    • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
    • Plus, unlimited 1% cash back on all other purchases.
    • Redeem your cash back for any amount, any time. Cash rewards never expire.
    • 100% U.S. based customer service.
    • Get your FICO® Credit Score for free on monthly statements and online.
    • No annual fee.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
    APPLY NOWAt Discover's secure website
Discover it® 21 Month Balance Transfer Offer doubles as a balance transfer credit card as it comes with a very long 0% intro APR for 21 months on balance transfers and 0% intro APR for 6 months on purchases. Thereafter, there's a 11.49% - 23.49% variable APR (based on your creditworthiness). There is a low 3% fee that applies to each transferred balance. You will also earn 5% cash back on purchases you make in changing quarterly bonus categories, up to a quarterly maximum of $1,500 spent on purchases in these categories each quarter. You earn unlimited 1% cash back on the rest of your purchases and there is no limit on the cash back you can earn. At the end of the first year, as an offer only for new cardmembers, Discover will give a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically. You can even track your recent FICO® credit score for free on your monthly statement and online. Here's our Discover it® 21 Month Balance Transfer Offer review. This card has no foreign transaction fee and no annual fee.

Best Business Credit Card: Capital One® Spark® Cash for Business

  • Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months of approval

    Why we like it
    • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
    • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months of approval
    • Use Spark Cash across all your business spend, with no categories to limit your purchasing
    • $0 intro annual fee for the first year; $59 after that
    • Rewards don't expire, and you can redeem your cash back for any amount, anytime
    • Get employee cards at no additional cost, and earn rewards from their business spend

    Regular APR

    17.49% (Variable)

    Annual Fee

    $0 intro for first year; $59 after that

    Credit Required

    Good
    Why we like it
    • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business.

    Regular APR

    17.49% (Variable)

    Annual Fee

    $0 intro for first year; $59 after that

    Credit Required

    Good
    • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
    • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months of approval
    • Use Spark Cash across all your business spend, with no categories to limit your purchasing
    • $0 intro annual fee for the first year; $59 after that
    • Rewards don't expire, and you can redeem your cash back for any amount, anytime
    • Get employee cards at no additional cost, and earn rewards from their business spend

Capital One® Spark® Cash for Business lets you earn a one-time $500 cash bonus after spending $4,500 on purchases with this card within 3 months of approval. This bonus offer is very rewarding, and so is the unlimited 2% cash back that you earn on every purchase you make, every day. This flat-rate cash back makes it really easy to calculate your rewards and you won't have to worry about changing categories or spending caps. For example, if you spend $100,000 on this card on your yearly business purchases, then you earn $2,000 cash back. Another very useful perk is that your cash rewards don't expire, and you can redeem them in different ways. There are no foreign transaction fees, and you can get free employee cards. This card also comes with Spark privileges like a $0 fraud liability policy, purchase security and extended protection, downloadable purchase records (including QuickBooksTM Quicken®, Excel®), and quarterly and year-end summaries. There is a $0 intro annual fee for the first year, $59 after that, but depending on your spending, the cash back you earn can more than compensate.

Best Air Miles Card: Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel

    Why we like it
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel
    • Earn unlimited 2X miles per dollar on every purchase, every day
    • Fly any airline, stay at any hotel, anytime
    • Travel when you want with no blackout dates
    • Miles don't expire and there's no limit to how many you can earn
    • No foreign transaction fees
    • $0 intro annual fee for the first year; $59 after that
    • Limited Time Offer: Get a metal Venture Card when you apply today

    Regular APR

    13.49% - 23.49% (Variable)

    Annual Fee

    $0 intro for first year; $59 after that

    Credit Required

    Good, Excellent
    Why we like it
    • Earn unlimited 2X miles per dollar on every purchase, every day.
    We least like
    • No low introductory APR period.

    Regular APR

    13.49% - 23.49% (Variable)

    Annual Fee

    $0 intro for first year; $59 after that

    Credit Required

    Good, Excellent
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel
    • Earn unlimited 2X miles per dollar on every purchase, every day
    • Fly any airline, stay at any hotel, anytime
    • Travel when you want with no blackout dates
    • Miles don't expire and there's no limit to how many you can earn
    • No foreign transaction fees
    • $0 intro annual fee for the first year; $59 after that
    • Limited Time Offer: Get a metal Venture Card when you apply today
Capital One® Venture® Rewards Credit Card lets you earn a one-time bonus of 40,000 miles after spending $3,000 on purchases within 3 months of approval. These 40,000 bonus miles are worth $400 in travel. You earn 2 miles for every $1 spent on purchases, so you earn miles really quickly. Miles don't expire and there is no limit to the amount you can earn. You'll be able to fly anytime, on any airline, with no blackout dates. This card has no foreign transaction fees. Here's our Capital One® Venture® Rewards Credit Card review. Capital One® Venture® Rewards Credit Card has $0 intro annual fee for the first year; $59 after that.

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Best Student Credit Card: Discover it® for Students

  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically

    Why we like it
    • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
    • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
    • Plus, unlimited 1% cash back on all other purchases.
    • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
    • No annual fee. No late fee on first late payment. No APR change for paying late.
    • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements & online.
    • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
    • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.49% - 22.49%.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
    APPLY NOWAt Discover's secure website

    Intro APR

    0% intro APR on purchases for 6 months

    Regular APR

    13.49% - 22.49% Variable

    Annual Fee

    $0

    Credit Required

    Fair
    APPLY NOWAt Discover's secure website
    Why we like it
    • No annual fee. No late fee on first late payment. No APR change for paying late.
    • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
    We least like
    • No 0% intro APR for balance transfers.

    Intro APR

    0% intro APR on purchases for 6 months

    Regular APR

    13.49% - 22.49% Variable

    Annual Fee

    $0

    Credit Required

    Fair
    • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
    • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
    • Plus, unlimited 1% cash back on all other purchases.
    • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
    • No annual fee. No late fee on first late payment. No APR change for paying late.
    • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements & online.
    • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
    • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.49% - 22.49%.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
    APPLY NOWAt Discover's secure website
Discover it® for Students lets you earn 5% cash back in bonus categories after you sign up that change each quarter such as gas, restaurants, Amazon.com, and more, up to the quarterly maximum of $1,500 of purchases in these categories. Earn 1% cash back on all your other purchases. Receive $20 cash back each year in which your GPA is above or equal to 3.0, for up to the next 5 years. There's also a special offer for new cardmembers: Discover will give you a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically. Here's our Discover it® for Students review. What's also awesome is that you can choose your card design. No annual fee.

So there you go - our top 10 credit card deals of 2017. You can also take a look at our full selection of the best credit cards or use our tool to compare credit cards.

What Does A Credit Card Offer?

Most of us think of a credit card as a way to make payments without carrying around a lot of cash. Credit cards do serve this purpose well and are often a safer and more hassle-free alternative than dealing with cash.

Using credit cards to make payments on credit and get easy loans is also popular, though not recommended unless you make your payments in full on time.

Those basics are good and well, but credit cards have come a long way since. There are many benefits that you enjoy when you use the right credit card to pay for purchases. We at GET.com have listed some of the key benefits here:

Online Payments

The internet is loaded with some of the best deals you will find anywhere. Even if you prefer shopping in brick and mortar shops, from time to time you will probably want something that is not available in stores near you. Finding cheap deal on flights and hotels is also easier to do online. Using a credit card is one of the easiest ways to pay for online purchases.

Building Credit

The US runs on credit, and even if you pay everything up front, it's difficult to get around without a good credit history. Even if you save up and pay for your car and house up front, you will usually need a good credit score in order to get a phone or electricity contract. Using a credit card to pay for at least some of your purchases, and then making your credit card payments on time (ideally in full) is one of the easiest ways to build good credit.

Saving Money

Many popular credit cards now let you earn rewards for at least some of the purchases you charge to your card. Depending on how you want to save, you can choose from cards that let you earn store rewards, airline miles, cash back, and points that you can redeem for merchandise, hotel stays, and even gift cards.

If you use a no annual fee credit card, these rewards are pretty much straight savings. Payment networks like Visa and MasterCard also let you get automatic discounts when you pay for purchases at their partner merchants.

Security

Your liability for fraudulent transaction on your credit card is limited to $50. Many credit card companies offer $0 liability for fraudulent transactions, so as long as you report a lost or stolen card in a timely manner, you won't have to pay for any stolen money.

Many credit cards now include chip technology which makes it more difficult for thieves to skim your card information. Discover Financial Services now offers a Freeze It® on/off switch that lets Discover card holders prevent new cash advances, purchases and balance transfers in seconds by simply switching their account on or off using the mobile app & online service.

Benefits

Probably the best argument for using a credit card to pay for purchases is that many credit cards give you added value in the form of benefits. For example, when you use the right card to pay for a travel purchase, you could get complimentary travel insurance.

Complimentary auto rental insurance is also a common benefit. Perks like purchase protection which covers your purchases against theft or accidental damage, and price protection (lets you get reimbursed for the if you find an item you purchased for a lower price) are examples of shopping benefits you can get with some cards.

Other possible benefits you can get, depending on the card you use, are VIP privileges at hotels, airlines, shops and restaurants.

There are many other benefits that you can get from using credit cards. Even if you prefer using cash and avoid credit like the plague, you should consider using a card to pay for certain purchases in order to take advantage of benefits and savings.

How We Rate Credit Cards

Cards are rated by GET.com's staff based on the added value they offer in relation to card fees. We place a strong emphasis on bonus offers and rewards, and also take benefits like travel and purchase insurance, discounts, unique card benefits, card fee waivers and introductory APR periods into account.

We also rate cards based on their flexibility and usability both in the US and internationally. Potential card fees that we take into account include annual fees, penalty fees, foreign transaction fees, purchase and balance transfer APRs and penalty APR. Through careful research we strive to provide a clear summary of benefits and disadvantages in our ratings.