The credit card rewards game is getting more and more enticing for U.S. consumers. Whether you are looking for a huge signup bonus, free travel, shopping and dining vouchers, or eye-watering cash rewards, we've made sure there's a card that suits your lifestyle needs. Earn rewards as you shop with the best rewards cards for this quarter.

GET.com's Best Rewards Credit Cards

Best ForCredit Card
BonusChase Sapphire Preferred® Card
Cash BackWells Fargo Cash Wise Visa® Card
TravelUnited MileagePlus® Explorer Card
HotelHilton Honors™ Surpass® Card from American Express

Best Cashback Rewards Credit Cards

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Wells Fargo Cash Wise Visa<sup>®</sup> Card

Wells Fargo Cash Wise Visa® Card

APPLY NOWAt Wells Fargo's secure website
Wells Fargo Cash Wise Visa<sup>®</sup> Card
  • Our Rating:
  • Our Rating:
  • 4.80/5
  • Your Rating:
Rate This Card
  • NEW! Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on virtually every purchase
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.74%-25.74% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
APPLY NOWAt Wells Fargo's secure website

0% intro APR for 12 months on purchases and balance transfers

13.74%-25.74% (Variable)

$0

Excellent/Good

Wells Fargo Cash Wise Visa® Card lets you earn unlimited 1.5% cash rewards on all the purchases you make. During the first 12 months from account opening you can also enjoy 1.8% cash rewards on Android PayTM or Apple Pay® mobile wallet purchases. This card has a pretty decent bonus offer which lets you earn $200 cash rewards bonus after spending $1,000 in the first 3 months. The cash rewards you earn don't expire. This card has a 0% intro APR for 12 months on purchases and balance transfers and a 13.74% - 25.74% variable APR thereafter (balance transfer fees apply). $0 annual fee. Here's our Wells Fargo Cash Wise Visa® Card review.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Barclaycard CashForward™ World Mastercard<sup>®</sup>

Barclaycard CashForward™ World Mastercard®

APPLY NOWAt Barclaycard's secure website
Barclaycard CashForward™ World Mastercard<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.50/5
  • Your Rating:
Rate This Card
  • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • Enjoy a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 15.74%, 20.74% or 25.74%, based on your creditworthiness
  • Please note, there is a fee for balance transfers
  • No annual fee
APPLY NOWAt Barclaycard's secure website

0% on purchases and balance transfers for 15 months (on balance transfers made within 45 days of account opening)

15.74%, 20.74% or 25.74% Variable

$0

Why we like it
  • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening.
  • Earn unlimited 1.5% cash rewards on every purchase.
Excellent
Barclaycard CashForward™ World Mastercard® has no annual fee and lets you earn unlimited 1.5% cash rewards on every purchase. Cash back does not expire and there is no cap on the amount of spending you earn cash back for. There are also no categories to fuss with. You simply earn a flat rate of cash back every time you use this card to pay for a purchase. You get a $200 cash rewards bonus after you spend $1,000 on purchases using your new card in the first 90 days after account opening. You get a 5% cash rewards redemption bonus to use toward your next redemption every time you redeem cash back. Benefit from 0% intro APR for 15 months on purchases and balance transfers made in the first 45 days after account opening, and 15.74%, 20.74% or 25.74% variable APR thereafter. You will pay balance transfer fees equal to 3% of each transaction with a $5 minimum fee. This World Mastercard® has solid shopping and travel benefits and let you access your FICO® Credit Score for free online. Find out more in our Barclaycard CashForward™ World Mastercard® review.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Chase Freedom Unlimited℠

Chase Freedom Unlimited℠

APPLY NOWAt Chase's secure website
Chase Freedom Unlimited℠
  • Our Rating:
  • Our Rating:
  • 4.90/5
  • User Rating:
  • 3.00/5
Rate This Card
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74-24.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
APPLY NOWAt Chase's secure website

0% Intro APR for 15 months from account opening on purchases and balance transfers

15.74% - 24.49% Variable

$0

Why we like it
  • Unlimited 1.5% cash back on every purchase - it's automatic.
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Excellent/Good
Chase Freedom Unlimited℠ gives you unlimited 1.5% cash back on every purchase automatically (no quarterly activation needed). This flat rate cash back card has no annual fee and comes with a 0% intro APR for 15 months from account opening on purchases and balance transfers, after which a regular 15.74% - 24.49% variable APR applies. That intro period makes this a good card to transfer credit card debt onto, so you can work on paying it off during the introductory low-APR period. Just note that there is a balance transfer fee of 5% of the amount transferred, or $5 minimum. Also after you spend $500 or more within the first 3 months of opening your account you receive a generous $150 bonus! Get more info in our full review of Chase Freedom Unlimited℠ here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Chase Freedom<sup>®</sup>

Chase Freedom®

APPLY NOWAt Chase's secure website
Chase Freedom<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.85/5
  • User Rating:
  • 3.00/5
Rate This Card
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74-24.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Enjoy new 5% categories every 3 months
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
APPLY NOWAt Chase's secure website

0% Intro APR for 15 months from account opening on purchases and balance transfers

15.74% - 24.49% Variable

$0

Why we like it
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months. Unlimited 1% cash back on all other purchases.
We least like
  • 5% cash back on combined purchases in bonus categories capped at $1,500 per quarter.
  • Has foreign transaction fees.
Excellent/Good

Chase Freedom® is a great cash back card as it lets you earn 5% cash back in quarterly changing categories, up to $1,500 in combined purchases each quarter. You earn an unlimited 1% cash back on all other purchases. Cash back rewards do not expire. The card has a cool signup bonus for new cardmembers: Earn a $150 Bonus after you spend $500 on purchases within the first 3 months of account opening, and a $25 Bonus after you make a purchase and add an authorized user in this same 3-month period. Chase Freedom® offers a 0% intro APR for 15 months for purchases and balance transfers. After that, there's a 15.74% - 24.49% variable APR on both balance transfers and purchases. The balance transfer fee is either $5 or 5% of the amount of each transfer, whichever is greater. No annual fee. Here's our Chase Freedom® review.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card
  • Our Rating:
  • Our Rating:
  • 4.60/5
  • Your Rating:
Rate This Card
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.74% - 23.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

13.74% - 23.74% Variable APR

No annual fee

Why we like it
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
We least like
  • Foreign transaction fee.
Excellent/Good
BankAmericard Cash Rewards® credit card is one of the top cards at GET.com that offers good cash back on groceries and gas. You earn 2% cash back at grocery stores and wholesale clubs as well as 3% cash back on gas purchases on the first $2,500 you spend on combined grocery store, wholesale clubs and gas purchases each quarter. All other purchases earn 1% cash back. The awesome part is that it has no annual fee, so any cash rewards you earn are pure savings. Cash back does not expire. For new cardmembers only: Earn a $100 online cash rewards bonus after you make at least $500 in purchases in the first 90 days of account opening. You get a 10% customer bonus when you redeem cash back into a Bank of America® savings or checking account. Preferred Rewards clients can increase that bonus amount to 25%-75%. Enjoy 0% intro APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, and 13.74% - 23.74% variable APR thereafter. You will pay balance transfer fees equal to 3% of each transaction with a $10 minimum fee. Here's our BankAmericard Cash Rewards™ credit card review.

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Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Citi<sup>®</sup> Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

APPLY NOWAt Citi's secure website
Citi<sup>®</sup> Double Cash Card – 18 month BT offer
  • Our Rating:
  • Our Rating:
  • 4.75/5
  • Your Rating:
Rate This Card
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.24% - 24.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
APPLY NOWAt Citi's secure website

0% Intro APR on Balance Transfers for 18 months

14.24% - 24.24%* (Variable)

$0*

Why we like it
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy.
  • Plus an additional 1% as you pay for those purchases.
  • Introductory APR offer.
Excellent, Good

Citi® Double Cash Card – 18 month BT offer, a partner card, lets you earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. We like that you are rewarded for being a responsible cardholder! Earn unlimited cash back without the need to enroll in any program. The cash back that you earn can be redeemed for statement credit, checks or gift cards. One standout benefit of Citi® Double Cash Card – 18 month BT offer is the complimentary Citi® Price Rewind service which checks for a lower online price for the same item you bought with this card and registered within 60 days of purchase. If a better deal is found, you can request for a refund of the difference, subject to terms and conditions. This card comes with a 0% intro APR for 18 months on Balance Transfers. There is a 14.24% - 24.24% variable APR on purchases and balance transfers thereafter, depending on your creditworthiness. You can see the applicable balance transfer fee and find out how making a balance transfer impacts interest on purchases by clicking the "Apply Now" button. Here's our review of Citi® Double Cash Card – 18 month BT offer.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Blue Cash Preferred<sup>®</sup> Card from American Express

Blue Cash Preferred® Card from American Express

APPLY NOWAt American Express' secure website
Blue Cash Preferred<sup>®</sup> Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.60/5
  • Your Rating:
Rate This Card
  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.74% to 24.74%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • $95 annual fee.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

0% intro APR on purchases and balance transfers for 12 months

13.74%-24.74% Variable

$95

Excellent/Good

Blue Cash Preferred® Card from American Express, a GET.com advertiser, is undoubtedly a highly rewarding card for people and families who do most of their spending at U.S. supermarkets, as you can earn 6% cash back at U.S. supermarkets, up to $6,000 per year in purchases (then 1%). You earn 3% cash back at U.S. gas stations and select U.S. department stores and 1% cash back on the rest of your purchases. You will receive your cash back as Reward Dollars that you can redeem as a statement credit, gift cards and merchandise. The $95 annual fee is small, compared to what you can get as a signup bonus: Earn $150 back in the form of a statement credit after you spend $1,000 in purchases on your new Card in the first 3 months. If you spend at least $105 per month at US supermarkets, the cash back you earn will already cover the annual fee, which means that the gas and department store rewards, plus 1% cash back on all other purchases will be your real savings. We like that you can also earn cash back for recurring spending, like your phone bill. Enjoy a 0% intro APR on purchases and balance transfers for 12 months, and a 13.74% - 24.74% variable APR thereafter, based on your creditworthiness as well as other factors. Here's our review of Blue Cash Preferred® Card from American Express. Overall, Blue Cash Preferred® Card from American Express is an excellent choice for families and those who frequently shop at US supermarkets. Terms apply.

Best Travel Rewards Cards

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Chase Sapphire Preferred<sup>®</sup> Card

Chase Sapphire Preferred® Card

APPLY NOWAt Chase's secure website
Chase Sapphire Preferred<sup>®</sup> Card
  • Our Rating:
  • Our Rating:
  • 4.60/5
  • User Rating:
  • 5.00/5
Rate This Card
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
APPLY NOWAt Chase's secure website

N/A

16.24%-23.24% Variable

Introductory Annual Fee of $0 the first year, then $95

Why we like it
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs.
Excellent Credit
Chase Sapphire Preferred® Card is a solid card that lets you chalk up points really fast when you use it for dining (be it fast food or fine dining) and travel (ranging from flights and hotels to taxis and tolls). You earn 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases worldwide. It has a great offer for new sign-ups: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®. As well as 5,000 bonus points when adding an additional cardholder and making a purchase within the first 3 months. You can redeem points for travel, cash, gift cards, merchandise, or unique experiences, but when you redeem for travel through Chase Ultimate Rewards, your points are worth 25% more! Chase Sapphire Preferred® Card has many travel-related perks, such as $0 foreign transaction fees which is handy when you use the card overseas. It has an introductory annual fee of $0 for the first year, then $95. Here's our Chase Sapphire Preferred® Card review.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Capital One<sup>®</sup> Venture<sup>®</sup> Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Capital One<sup>®</sup> Venture<sup>®</sup> Rewards Credit Card
  • Our Rating:
  • Our Rating:
  • 4.70/5
  • Your Rating:
Rate This Card
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
  • Get a metal Venture Card when you apply today

N/A

13.74% - 23.74% (Variable)

$0 intro for first year; $59 after that

Why we like it
  • Earn unlimited 2X miles per dollar on every purchase, every day.
We least like
  • No low introductory APR period.
Excellent, Good
Capital One® Venture® Rewards Credit Card is a fantastic card that gives you unlimited 2 miles per $1 spent on all purchases, whether you are buying coffee or clothing. We love that the miles you earn are unlimited and they don't expire! Redemption is very flexible as you can use the miles for airfare, hotel accommodation, car rentals, gift cards, and more. A big plus is that there are no blackout dates for travel. Feel free to use this card when overseas - there are no foreign transaction fees. Deal sweetener: Earn a one-time bonus of 40,000 miles after spending $3,000 on purchases within 3 months from account opening. That's worth $400 in travel. $0 intro annual fee for the first year; $59 after that. Here's our Capital One® Venture® Rewards Credit Card review.

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Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
BankAmericard Travel Rewards<sup>®</sup> Credit Card

BankAmericard Travel Rewards® Credit Card

BankAmericard Travel Rewards<sup>®</sup> Credit Card
  • Our Rating:
  • Our Rating:
  • 4.50/5
  • Your Rating:
Rate This Card
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.74% - 23.74% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%.

0% Introductory APR for 12 billing cycles for purchases

15.74% - 23.74% Variable APR

$0

Why we like it
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
Excellent/Good
BankAmericard Travel Rewards® credit card is a travel credit card that provides great value for money for budget-conscious travelers. It has no annual fee and no foreign transaction fees, which helps you save money when you use this card overseas. You earn 1.5 unlimited points for each $1 you spend on purchases and points don't expire. Points can be redeemed as statement credit for different types of travel purchases and there are no blackout dates. To use your rewards toward travel purchases, just book your trip as usual and go online or call to redeem your points for a statement credit toward all or part of your travel purchases. To reward you as a new cardmember, you can earn 20,000 online bonus points after spending at least $1,000 on purchases within the first 90 days of account opening (that can be $200 in statement credit towards travel purchases). You can get an additional 10% customer points bonus on every purchase if you have an active Bank of America® checking or savings account, and that amount can increase to 25%-75% if you're a Preferred Rewards client. Here's our BankAmericard Travel Rewards® credit card review.

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Best Frequent Flyer Credit Cards

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Gold Delta SkyMiles<sup>®</sup> Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

APPLY NOWAt American Express' secure website
Gold Delta SkyMiles<sup>®</sup> Credit Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.40/5
  • User Rating:
  • 2.00/5
Rate This Card
  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms and Conditions apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

16.49%-25.49% Variable

$0 intro annual fee for the first year, then $95

Why we like it
  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Excellent/Good

Gold Delta SkyMiles® Credit Card from American Express lets you earn 2 miles per dollar spent on your Delta purchases and 1 mile for every dollar you spend on other eligible purchases. Check your first bag for free on every Delta flight and enjoy Priority boarding. After you make $1,000 in purchases on your new Card within the first 3 months you will earn 30,000 bonus miles, and get a $50 statement credit after you make a Delta purchase with this Card within the first 3 months of Card Membership. $0 intro annual fee for the first year, then $95. Terms and Conditions apply. Read our review of Gold Delta SkyMiles® Credit Card from American Express.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Citi<sup>®</sup> / AAdvantage<sup>®</sup> Platinum Select<sup>®</sup> World Elite™ Mastercard<sup>®</sup>

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

APPLY NOWAt Citi's secure website
Citi<sup>®</sup> / AAdvantage<sup>®</sup> Platinum Select<sup>®</sup> World Elite™ Mastercard<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.00/5
  • Your Rating:
Rate This Card
  • For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines flights*
  • No Foreign Transaction Fees on purchases.¹
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
APPLY NOWAt Citi's secure website

N/A

16.49% - 24.49%* (Variable)

$95, waived for first 12 months*

Why we like it
  • For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*.
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*.
Excellent, Good

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® lets you earn a limited time offer of 60,000 American Airlines AAdvantage® bonus miles after you spend $3,000 on purchases in the first 3 months. You can earn double AAdvantage®miles per dollar spent on eligible American Airlines purchases and 1 AAdvantage® mile for every dollar you spend on other purchases. When you redeem your miles you earn 10% of your redeemed AAdvantage® miles back (up to 10,000 AAdvantage® miles each calendar year). Benefits include Group 1 Boarding on American Airlines flights, no foreign transaction fees, free first checked bag on domestic American Airlines itineraries for you and up to four companions (traveling with you on the same reservation) and 25% savings on in-flight food and beverage purchases on American Airlines flights. This card's $95 annual fee (waived for the first 12 months). Read our review of Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
United MileagePlus<sup>®</sup> Explorer Card

United MileagePlus® Explorer Card

APPLY NOWAt Chase's secure website
United MileagePlus<sup>®</sup> Explorer Card
  • Our Rating:
  • Our Rating:
  • 4.30/5
  • Your Rating:
Rate This Card
  • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
  • Check your first bag for free (a savings of up to $100 per roundtrip) when you use your Card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary
  • No foreign transaction fees
  • Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases
  • Your miles don't expire as long as your credit card account is open, with no limit to the number of miles you can earn
  • Use your miles for any seat, any time, on any United-operated flight at the MileagePlus Standard Award level
  • $95 annual fee
APPLY NOWAt Chase's secure website

N/A

16.74% - 23.74% Variable

$95

Why we like it
  • Rewards program.
  • $0 foreign transaction fee.
  • Special offer: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
Excellent Credit

United MileagePlus® Explorer Card lets you start earning miles with a welcome offer that gives you 50,000 bonus miles after spending $3,000 on purchases in the first 3 months after account opening. If you add an authorized user and make one or more purchases within the first 3 months after you open your account you will earn an extra 5,000 bonus miles. As if that weren't incentive enough, you can earn 10,000 bonus miles every calendar year after you spend $25,000 or more on purchases with your card. Earn 1 mile for every $1 you spend on purchases, and 2 miles for every dollar you spend on tickets purchased directly from United. Earn unlimited miles and the miles you earn do not expire as long as your account remains open. Get your first bag checked in for free on United-operated flights. Receive 2 complimentary United Club one-time passes every year where you can enjoy complimentary beverages, snacks, and other amenities. This card has a $95 annual fee. Click here to read our review of United MileagePlus® Explorer Card.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Southwest Rapid Rewards<sup>®</sup> Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

APPLY NOWAt Chase's secure website
Southwest Rapid Rewards<sup>®</sup> Plus Credit Card
  • Our Rating:
  • Our Rating:
  • 4.60/5
  • User Rating:
  • 1.00/5
Rate This Card
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
  • Earn unlimited points that don't expire as long as your account is open
  • 3,000 points after your Cardmember anniversary every year
  • 2 points/$1 spent on Southwest® and participating Rapid Rewards® Hotel and Car Rental partners purchases
  • 1 point/$1 spent on all other purchases
  • No blackout dates or seat restrictions
  • Bags fly free®
  • No change fees
APPLY NOWAt Chase's secure website

N/A

16.74% - 23.74% Variable

$69

Excellent Credit

Southwest Rapid Rewards® Plus Credit Card has quite a decent bonus which lets you earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. You earn 2 points per $1 spent on Southwest® purchases and participating Hotel and Car Rental partners and 1 point for each dollar you spend on all your other purchases. Your points don't expire as long as your account stays open and you can redeem them as travel credit towards airline and hotel bookings, cruises, vacation packages, and car rentals. Get 3,000 points each year after your card anniversary. This card has a $69 annual fee.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Southwest Rapid Rewards<sup>®</sup> Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

APPLY NOWAt Chase's secure website
Southwest Rapid Rewards<sup>®</sup> Premier Credit Card
  • Our Rating:
  • Our Rating:
  • 4.30/5
  • Your Rating:
Rate This Card
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
  • Earn unlimited points that don't expire as long as your account is open
  • No blackout dates or seat restrictions
  • Bags fly free® and no change fees
  • 6,000 bonus points after your Cardmember anniversary every year
  • 2 points/$1 spent on Southwest® purchases and participating Rapid Rewards® Hotel and Car Rental partners purchases
  • 1 point/$1 spent on all other purchases
  • No foreign transaction fees
APPLY NOWAt Chase's secure website

N/A

16.74% - 23.74% Variable

$99

Why we like it
  • Rewards program.
  • No foreign transaction fees.
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
We least like
  • No introductory APR available.
Excellent Credit

Southwest Rapid Rewards® Premier Credit Card has quite a decent bonus which lets you earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. You earn 2 points per $1 spent on Southwest® purchases and participating Hotel and Car Rental partners and 1 point for each dollar you spend on all your other purchases. Your points don't expire as long as your account stays open and you can redeem them as travel credit towards airline and hotel bookings, cruises, vacation packages, and car rentals. Get 6,000 points each year after your card anniversary. This card has $0 foreign transaction fees when making purchases outside of the United States. This card has a $99 annual fee. Click here to read our detailed Southwest Rapid Rewards® Premier Credit Card review.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
JetBlue Plus Card

JetBlue Plus Card

APPLY NOWAt Barclaycard's secure website
JetBlue Plus Card
  • Our Rating:
  • Our Rating:
  • 4.00/5
  • User Rating:
  • 5.00/5
Rate This Card
  • Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don't expire
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
  • Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
APPLY NOWAt Barclaycard's secure website

0% on balance transfers for first 12 billing cycles following each balance transfer that posts to account within 45 days of account opening

12.74%, 20.74% or 25.74% Variable

$99

Why we like it
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases.
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights.
Excellent

JetBlue Plus Card lets you earn 30,000 bonus points after you spend $1,000 in purchases in your first 90 days after account opening. You also earn 5,000 bonus points every year after your account anniversary. Earn 6 points for every $1 spent on JetBlue purchases, you also earn 2 points per $1 you spend on purchases at grocery stores and restaurants, and 1 point per $1 on all other purchases. That means you can earn miles just by using this card for your everyday spending. Get 10% of your points back every time you redeem your points to use towards your next redemption and a $100 statement credit when you purchase a Jetblue Vacations package of $100 or more using this card. Receive other benefits such as 50% savings on eligible inflight purchases (like food, cocktails,etc), first checked bag free on JetBlue operated flights, TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year after your anniversary date. There is also 0% intro APR on balance transfers for the first 12 billing cycles on balance transfers made within 45 days of account opening, after that, 12.74%, 20.74% or 25.74% variable APR. You pay a $99 annual fee. Read our review of JetBlue Plus Card here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
The Platinum Card<sup>®</sup> from American Express

The Platinum Card® from American Express

APPLY NOWAt American Express' secure website
The Platinum Card<sup>®</sup> from American Express
  • Our Rating:
  • Our Rating:
  • 4.30/5
  • Your Rating:
Rate This Card
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • New! Up to $200 Uber Savings Annually.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. Terms Apply.
  • $200 Airline Fee Credit, up to $200 a year in baggage fees and more at one airline. Terms Apply.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

N/A

$550

Why we like it
  • Rewards program.
  • Platinum benefits.
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
We least like
  • Annual fee.
Excellent/Good
The Platinum Card® from American Express is an exceptional card for high flyers. This exclusive charge card lets you earn 60,000 Membership Rewards® points after you spend $5,000 on purchases with your new Card within the first three months of card membership (you must be enrolled in the Membership Rewards Program at the time of purchase). Earn 5X points on eligible hotels booked on amextravel.com and flights booked directly with airlines or with American Express Travel and 1 Membership Rewards® point for every dollar you spend on eligible purchases. The benefit we like the most is the complimentary access to over 1,000 airport lounges around the world (The CenturionSM Lounges, Delta Sky Clubs®, Airspace Lounges, and you can enroll in Priority PassTM Select on them). Get up to a $200 Airline Fee Credit (in the form of statement credit) each year towards qualifying airline purchases you select. As an extra perk get Up to $200 Uber Savings Annually. No foreign transaction fees. No pre-set spending limit. Some of the notable benefits this card offers are Premium Roadside Assistance, Return Protection and Premium Global Assist® Hotline. This card has a $550 annual fee. Terms apply. Here's our review of The Platinum Card® from American Express. Overall, The Platinum Card® from American Express is an excellent choice of card for frequent travelers who want to enjoy the finer things in life and earn rewards.

Best Hotel Credit Cards

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Limited time offer till 5/31/17
Hilton Honors™ Surpass<sup>®</sup> Card from American Express

Hilton Honors™ Surpass® Card from American Express

Limited time offer till 5/31/17
APPLY NOWAt American Express' secure website
Hilton Honors™ Surpass<sup>®</sup> Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.60/5
  • Your Rating:
Rate This Card
  • Limited Time Offer: Earn 100,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card within your first 3 months. Offer Ends 5/31/17.
  • Earn a free weekend night on your anniversary date of Card approval. Some hotels may have mandatory services and resort charges. Terms Apply.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
  • As a Hilton HonorsTM Surpass® Card Member you'll receive Hilton Honors Gold status.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

15.99%-19.99% Variable

$75

Why we like it
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • As a Hilton HonorsTM Surpass® Card Member you'll receive Hilton Honors Gold status.
We least like
  • No introductory low APR.
Excellent/Good

Hilton Honors™ Surpass® Card from American Express, a GET.com advertiser, has an outstanding limited time offer (that ends 5/31/17) of 100,000 Hilton Honors™ Bonus Points after you spend $3,000 in purchases to the Card within your first 3 months of Card Membership. This very rewarding card lets you earn 12X Hilton Honors Bonus Points for every $1 of eligible purchases charged to your Card directly with a participating hotel or resort within the Hilton portfolio. Earn 6X Hilton Honors Bonus Points for each $1 of eligible purchases at U.S. gas stations, U.S. restaurants and U.S. supermarkets, 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply. If you charge $40,000 of eligible purchases on your Card in a calendar year, you can earn Honors Diamond status through the end of the next calendar year. Terms apply. This card has a $75 annual fee.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Hilton Honors™ Card from American Express

Hilton Honors™ Card from American Express

APPLY NOWAt American Express' secure website
Hilton Honors™ Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.50/5
  • Your Rating:
Rate This Card
  • Limited Time Offer: Earn 80,000 Hilton HonorsTM Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership. Offer ends 05/31/2017.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
  • Enjoy complimentary Silver status with your Hilton HonorsTM Card.
  • Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Gold status through the end of the next calendar year.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

15.99%-19.99% Variable

$0

Why we like it
  • Enjoy complimentary Silver status with your Hilton HonorsTM Card.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
Excellent/Good

Hilton Honors™ Card from American Express, a GET.com advertiser, gives you the chance to earn rewards with a no annual fee. As a limited time welcome bonus earn 80,000 Hilton Honors™ Bonus Points after you spend just $2,000 in purchases to the Card within your first 3 months of Card Membership. This offer ends 05/31/2017. You will earn 7X Hilton Honors Bonus Points for each $1 of eligible purchases you charge on your Card directly with a participating resort or hotel within the Hilton Portfolio, earn 5X Hilton Honors Bonus Points for every $1 spent on eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, and 3 Hilton Honors Bonus Points for all other eligible purchases you make with your Card. So whether you travel a lot or not, you can earn a lot of points on day to day spending. As an added perk, enjoy complimentary Silver status when you hold this card. Or, if you spend $20,000 on eligible purchases on your Card in a calendar year you can earn Honors Gold status through the end of the next calendar year. Terms apply.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Marriott Rewards<sup>®</sup> Premier Credit Card

Marriott Rewards® Premier Credit Card

APPLY NOWAt Chase's secure website
Marriott Rewards<sup>®</sup> Premier Credit Card
  • Our Rating:
  • Our Rating:
  • 4.50/5
  • User Rating:
  • 2.00/5
Rate This Card
  • Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening
  • Plus, earn 7,500 bonus points when you add the first authorized user and make a purchase in the first 3 months from account opening.
  • Enjoy 1 Free Night Stay at a Category 1-5 hotel every year after your account anniversary date!
  • Earn unlimited Marriott Rewards points and get Free Night Stays faster
  • Earn 5 points per $1 spent at participating Marriott Rewards & SPG hotels
  • 2 points per $1 spent on airline tickets purchased directly with the airlines, at car rental agencies & restaurants. Plus 1 point per $1 spent everywhere else
  • The fastest way to earn Marriott Rewards Elite Status. Receive 15 Elite Credits guaranteeing Silver Elite Status or better.
  • All for an $85 Annual Fee
APPLY NOWAt Chase's secure website

N/A

16.74% - 23.74% Variable

$85

Why we like it
  • Enjoy 1 Free Night Stay at a Category 1-5 hotel every year after your account anniversary date!
  • Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
We least like
  • $85 Annual Fee.
Excellent/Good

Marriott Rewards® Premier Credit Card lets you earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, you get to earn an additional 7,500 bonus points when you add your first authorized user and make a purchase within the first 3 months you open your account. Enjoy 1 Night Stay at a Category 1-5 hotel every year after your account anniversary date absolutely free! You earn unlimited Marriott Rewards points and get Free Night Stays faster. Earn 5 points per $1 spent at participating Marriott Rewards & SPG hotels. Earn 2 points per $1 spent on airline tickets bought directly with the airlines, at car rental agencies & restaurants. Plus earn 1 point per $1 spent everywhere else. $85 annual fee

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Starwood Preferred Guest<sup>®</sup> Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

APPLY NOWAt American Express' secure website
Starwood Preferred Guest<sup>®</sup> Credit Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.30/5
  • Your Rating:
Rate This Card
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
  • No Foreign Transaction Fees on International purchases.
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
  • $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
Terms Apply
APPLY NOWAt American Express' secure website

N/A

15.99%-19.99% Variable

$0 introductory annual fee for the first year, then $95.

Why we like it
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
Excellent/Good

Starwood Preferred Guest® Credit Card from American Express is a Starwood credit card for people who often stay at the Starwood chain of hotels ( include St Regis, Le Meridien, Westin, Sheraton, etc). As a new cardmember earn 25,000 bonus Starpoints® after you use this card to make $3,000 in purchases within the first 3 months of cardmembership. You earn up to 5 points per dollar spent on purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest program, and 1 point per dollar spent on all other eligible purchases. This card has no foreign transaction fees. Receive complimentary in-room, premium Internet access while staying with SPG® Participating Hotels. $0 annual fee for the first year, then $95. Terms apply. Read our review of Starwood Preferred Guest® Credit Card from American Express here.

Best For Gas Rewards

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Wells Fargo Propel American Express<sup>®</sup> Card

Wells Fargo Propel American Express® Card

APPLY NOWAt Wells Fargo's secure website
Wells Fargo Propel American Express<sup>®</sup> Card
  • Our Rating:
  • Our Rating:
  • 4.40/5
  • Your Rating:
Rate This Card
  • NEW! Earn 20,000 bonus points after spending $1,000 in the first 3 months
  • Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on other purchases
  • Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far™ Rewards
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Propel American Express® Card
  • Earn an annual relationship bonus of 10% on non-bonus rewards points if you maintain a qualifying Wells Fargo account
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.74%-25.74% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
APPLY NOWAt Wells Fargo's secure website

0% intro APR for 12 months on purchases and balance transfers

13.74%-25.74% (Variable)

$0

Excellent/Good

Wells Fargo Propel American Express® Card lets you earn 3X points at U.S. gas stations, 2X points at U.S. restaurants and 1X point you earn on any other purchases you might make with this card. Earn 20,000 bonus points after you spend $1,000 in the first 3 months of being a cardholder. Points can be redeemed for travel, gift cards, cash redemption options or merchandise through Go Fartm Rewards. Earn a 10% annual relationship bonus of Go Fartm Rewards points on non-bonus rewards points by maintaining a qualifying Consumer Wells Fargo Checking or Savings account. You'll also enjoy some exclusive offers on airline tickets, hotels, car rentals, and cruises. This card has a 0% intro APR for 12 months on purchases and balance transfers and a 13.74% - 25.74% variable APR thereafter (balance transfer fees apply). This card has a $0 annual fee.

Best Business Rewards Cards

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
The Enhanced Business Platinum<sup>®</sup> Card from American Express OPEN

The Enhanced Business Platinum® Card from American Express OPEN

APPLY NOWAt American Express' secure website
The Enhanced Business Platinum<sup>®</sup> Card from American Express OPEN
  • Our Rating:
  • Our Rating:
  • 4.40/5
  • Your Rating:
Rate This Card
  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • New: Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each qualifying purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • You can enjoy access to The American Express Global Lounge Collection℠ offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 11/2016
  • Terms Apply
  • See Rates & Fees
Terms Apply
APPLY NOWAt American Express' secure website

N/A [You must pay your balance in full each month]

N/A

$450

Excellent Credit

The Enhanced Business Platinum® Card from American Express OPEN is a charge card that lets you earn up to 75,000 Membership Rewards® points. This offer works like this: you'll earn 50,000 Membership Rewards points after you spend $10,000. You earn an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. This card also has an offer which lets you earn 50% more Membership Rewards® points (1.5 points per $1), on each qualifying purchase of $5,000 or more (up to 1 million additional points annually). Earn one point for each dollar spent on eligible purchases you make. Plus get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com! You also get complimentary Priority Pass Select and the Airport Lounge Access Program which gives you access to over 1,000 participating airport lounges across the globe. $450 annual fee. Terms Apply. Read our review of The Enhanced Business Platinum® Card from American Express OPEN here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
SimplyCash<sup>®</sup> Plus Business Credit Card from American Express

SimplyCash® Plus Business Credit Card from American Express

APPLY NOWAt American Express' secure website
SimplyCash<sup>®</sup> Plus Business Credit Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.60/5
  • Your Rating:
Rate This Card
  • Special Offer: Earn up to $400 cash back
  • Earn a $200 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.
  • Plus, earn an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.
  • No Annual Fee. Plus, more buying power and more cash back.
  • 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • 3% on the category of your choice from a list of eight and 1% cash back on other purchases.
  • 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% thereafter. Cash back received is automatically credited to your statement.
  • Terms and limitations apply
  • See Rates & Fees
Terms Apply
APPLY NOWAt American Express' secure website

0% on Purchases for 9 months

12.99% - 19.99% Variable

No annual fee

Excellent Credit

SimplyCash® Plus Business Credit Card from American Express has a welcome offer which lets you earn a one-time $200 statement credit after spending $5,000 or more in qualifying purchases within the first 6 months of Card Membership. Plus, earn an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership. You earn 5% cash back on wireless telephone services purchased directly from U.S. service providers and at U.S. office supply stores. You also earn 3% cash back on the category of your choice from a list of 8 select categories like U.S. gas stations, U.S. purchases for advertising in select media, airfare purchased directly from airlines, hotel rooms purchased directly from hotels, car rentals purchased from select car rental companies, U.S. restaurants, U.S. purchases for shipping and U.S. computer hardware, software and cloud computing purchases made directly from select providers. The 5% and 3% cash back you earn apply to purchases up to $50,000 per calendar year, after that you'll earn 1% cash back. Earn 1% cash back on other purchases. This card also gives you 0% intro APR on purchases for 9 months, after that 12.99% - 19.99% variable APR. No annual fee. Terms & limitations apply.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
The Business Gold Rewards Card from American Express OPEN

The Business Gold Rewards Card from American Express OPEN

APPLY NOWAt American Express' secure website
The Business Gold Rewards Card from American Express OPEN
  • Our Rating:
  • Our Rating:
  • 4.30/5
  • Your Rating:
Rate This Card
  • Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
  • Get 3x points - Choose 1 out of 5 categories
  • Plus, 2X points on the 4 remaining categories and 1X points on other purchases
  • 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
  • Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
  • No foreign transaction fees
  • $0 introductory annual fee for the first year, then $175
  • Terms and limitations apply
  • See Rates & Fees
Terms Apply
APPLY NOWAt American Express' secure website

N/A [You must pay your balance in full each month]

N/A

$0 introductory annual fee for the first year, then $175

Why we like it
  • Earn Membership Rewards® points for eligible purchases.
  • No annual fee for the first year.
  • Welcome Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.
We least like
  • Annual fee after the first year.
Excellent Credit

The Business Gold Rewards Card from American Express OPEN lets you get 50,000 Membership Rewards® points after spending $5,000 in purchases within the first 3 months of Card Membership. Get 3x points for purchases in your choice of 1 out of 5 categories, 2X points for purchases in the 4 other categories and 1X point per dollar on other purchases. This card has no foreign transaction fees and offers benefits such as purchase protection, premium roadside assistence, extended warranty and more. This card has a $0 introductory annual fee for the first year, then $175. Terms and limitations apply. Read our The Business Gold Rewards Card from American Express OPEN review here.

Best Card For Gas & Cars

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
BuyPower Card from Capital One<sup>®</sup>

BuyPower Card from Capital One®

BuyPower Card from Capital One<sup>®</sup>
  • Our Rating:
  • Our Rating:
  • 4.25/5
  • Your Rating:
Rate This Card
  • Earn $250 after spending $5,000 each year (5% Earnings).
  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.65% - 23.65% variable APR on purchases will apply

0% on purchases for 12 months

13.65% - 23.65% (V)

$0

Excellent/Good

While BuyPower Card from Capital One®'s features seem to be on par with most upscale credit cards, it blows most of its competition out of the water when it comes to rewards. Not only does this card let you earn up to $250 after spending $5,000 each year (5% Earnings on the first $5,000 you spend annually), on every purchase after that you also get unlimited 2% Earnings! You can redeem these Earnings when you buy or lease a new Chevrolet, Buick, GMC or Cadillac. As an added perk, your Earnings never expire and have no redemption limit. There are no foreign transaction fees and no annual fee. You don't have to pay interest on your purchases for an entire year. This card has a 0% intro APR on purchases for 12 months, after that, a 13.65% - 23.65% variable APR will apply. Here's our BuyPower Card from Capital One® review.

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Rewards Credit Card Tips

Some credit cards let you earn rewards like miles, points or cash back when you make certain types of purchases with your card. These type of cards are known as rewards credit cards.

When you make a purchase at a store or other merchant and pay using your credit card, the store pays the credit card company a merchant fee. Because the credit card company makes money every time you use your credit card to pay, it's always on the lookout for ways to get you to use your card to pay more.

Letting you earn rewards every time you make a purchase with your card is a good way to encourage you to use your card more. You save by earning rewards, the bank or credit card company makes money off merchant fees, and the merchant makes a sale that they might not have made if they required cash.

Credit Card Rewards Programs

A payment card rewards program is a scheme that lets you earn rewards when you make certain purchases using your card, and then redeem those rewards for something you want.

Earning points on all your spending is great. But the way you can redeem those points makes a big difference in how much you are really getting for your money. When you pick a rewards credit card, it's important to have some understanding of the rewards program that powers it.

Some rewards programs are pretty simple, because you always earn rewards when you make certain purchases (at your favorite shop, for example) or because the rewards you earn can only be redeemed for one thing. For example, a rewards program may only let you redeem rewards for gift cards, or for meals at a certain restaurant.

Other rewards programs are more complicated because they give you more flexibility. Some programs let you earn rewards on many different kinds of purchases, or let you redeem rewards for many different things like travel, cash, merchandise, and much more.

Rewards programs are not all equal, and the points (or miles) you get in one program may get you a lot more (or less) than the points you earn using a card with a different program.

Here's a quick summary of the major rewards programs in the US:

1. Chase Ultimate Rewards®

This solid rewards program from Chase is used by popular rewards cards like Chase Sapphire Preferred® Card and provides a lot of flexibility in how you earn and redeem your rewards. You can earn rewards when you make purchases using an eligible credit card from Chase, as well when you shop on Shop through Chase SM at more than 200 popular retailers online.

When it comes to redeeming rewards, you have several options. You can redeem for merchandise, unique experiences (concerts, sporting events and more), and even redeem for cash back at the rate of $.01 for 1 point into your Chase checking or savings account.

But the real power of this rewards program is reserved for travelers. You can redeem points for flights, hotel accommodations, car rentals, cruises and activities.
Chase Sapphire Preferred® Card gives you 1:1 point transfer to leading airline and hotel loyalty programs at full value, so your points offer much more travel value than the points you earn with many other programs.

When you redeem points for travel booked through Chase Ultimate Rewards®, you get 25% more then if redeemed for cash. For example, you can get a $625 flight for just 50,000 Ultimate Rewards points (worth $500 if redeemed in other ways) if you redeem through Chase Ultimate Rewards®. When redeeming points for travel, you can also combine points with cash to make up the difference.

You can move points from another Chase card that earns Ultimate Rewards, as long as those cards belong to you or your spouse (or domestic partner). All things considered, this is a flexible rewards program with a lot of travel perks.

2. Citi ThankYou® Rewards


This rewards program from Citi® lets you earn ThankYou® points using rewarding Citi cards like Citi ThankYou® Preferred Card, Citi ThankYou® Premier Card or Citi Prestige® Card, and even student cards like Citi ThankYou® Preferred Card for College Students.

Points can be redeemed towards online bill payment, merchandise or travel bookings. You can also redeem points as donations to charitable causes. One nice perk is that you can redeem points as a statement credit to cover purchases you make with an eligible Citi credit card that fall under the gas, dining, entertainment, utility bills, drug store and grocery categories.

You can also give your points to other ThankYou® members. If you like to redeem rewards as cash, you can redeem Thankyou points for cash in $50 or $100 denominations. A great benefit for travelers that hold a Citi Prestige® Card is that you can convert points to select frequent flyer programs, often at a very beneficial rate.

For example, you can redeem 1,000 ThankYou® Rewards points for 1,500 Honors Bonus Points (Hilton Group) or get 1,000 Flying Blue Award Miles (Air France/KLM) for 1,000 ThankYou® Rewards points.

Other frequent flyer programs that benefit from the 1,000:1,000 points conversion rate are Virgin Atlantic Flying Club, Thai Airways Royal Orchid Plus, Singapore Airlines KrisFlyer, Qatar Airways Privilege Club, Qantas Frequent Flyer, Malaysia Airlines Enrich, Garuda Indonesia Frequent Flyer, Etihad Guest, EVA Air Infinity MileageLands and Asia Miles. On the whole, Citi ThankYou® Rewards is a very flexible and rewarding program.

3. Capital One® Rewards

This is a pretty simple and straightforward program. Unlike other rewards programs that use points which can then be redeemed for various things, this program lets you earn either cash back or miles, depending on which Capital One® credit card you use.
Miles cards like Capital One® Venture® Rewards Credit Card and Capital One® VentureOne® Rewards Credit Card earn travel rewards, while cash back cards like Capital One® QuicksilverOne® Cash Rewards Credit Card earns cash back.

The miles you earn are really more like cash back rather than frequent flyer miles. They can be redeemed as a statement credit towards travel purchases you make at a rate of 100 miles to $1 in travel purchases. That means you have a lot of flexibility in the way you redeem miles for travel, as you can pretty much just book travel the way you want, and then redeem miles for a statement credit to cover the purchase.

You can earn unlimited rewards with this program. Cash back can be redeemed for a check, statement credit, or gift card, so you do have some options. A nice perk is that you can redeem any amount of cash back, anytime. Most other programs only let you redeem rewards for cash back in certain denominations.

4. American Express Membership Rewards®

This is a very comprehensive rewards program from American Express that may appeal to you if you prefer redeeming your points for more exclusive rewards. You can book travel including flights, cruises, vacation packages and hotel accommodation using your points, or a combination of points and cash at amextravel.com.

You can also redeem points for rental car certificates (Avis, Hertz, Enterprise), Express Rewards prepaid gas cards, or even towards a Mercedes Benz service, lease or purchase.
One of the strong points of this program is that you can redeem points towards purchases on site at certain American Express partners.

This program also offers a long list of events and experiences that you can redeem points for. If you prefer gift cards, you will have a lot of different gift cards to choose from when it comes time to redeem your points. Points can also be redeemed towards Ticketmaster (event tickets) and Telecharge (Broadway and off-Broadway events) purchases.

You can also redeem your points towards Uber services right in the Uber app (100 Membership Rewards® points = $1 charged by Uber). If you have at least 1,000 points in your account, you can redeem points toward eligible charges (retail, dining, groceries and more) made with your eligible American Express card. That gives you a lot of flexibility as you can redeem points towards the cost of certain purchases you make.

5. Discover Cashback Bonus

This rewards program is used by Discover cards. You earn rewards as a Cashback Bonus that you can redeem in different ways. This program works very well if you like redeeming rewards for cash. You can redeem for cash anytime, starting at just 1 penny.

Most other programs only let you redeem for cash in set denominations, so you may have to save enough points for $50 or $100 before you can redeem. But that is not the case with this program, as you can redeem any amount of points you want and get cash.

You can also use Cashback Bonus points to pay at the counter when you shop at certain retailers. The Pay with Cashback Bonus lets you use your cash back to pay at online stores, including Amazon.com.

You also get very good value by redeeming your Cashback Bonus points for gift cards (starting at $20), as you can redeem your Cashback Bonus for higher value gift cards from many Discover partners. You can also donate your rewards to charitable organizations.

6. Upromise® By Sallie Mae®

If you want to earn rewards that you can redeem towards education, then you will probably find this rewards program interesting. The program works through a huge network of partner merchants.

You can earn 5% (or more) cash back when you make eligible online purchases at over 850 popular retailers (Groupon, Sears.com, Macys.com, Staples.com, and more) when you shop through Upromise.

You also earn 5% cash back at thousands of Upromise partner restaurants. Another way to earn up to 5% cash back for college is to book travel with Travelocity, Expedia, Budget and other travel merchants through Upromise. You can use any Visa or Mastercard credit card to shop through Upromise, but you will have to link your card to your Upromise account.

7. FlexPerks®

This rewards program from U.S. Bank lets you earn FlexPoints that can be redeemed for travel, gift cards, statement credit and merchandise (including Apple®, Sony®, Bose®, North Face® and more). This program is exceptionally rewarding when you redeem for travel.

You can redeem for hotel accommodation, car rentals and cruise lines. But you get exceptional value when you redeem your FlexPoints for airline travel because FlexPerks works with a tier system.

For example, 20,000 points can get you up to $400 in airline ticket travel, because the first tier (20,000 points) can be redeemed for flights that cost up to $400.

The second tier (30,000 points) can be redeemed for up to $600. That means you can basically double the value of your points when redeeming this way.

There are 14 different tiers so you get a lot of flexibility. Of course a $450 flight will already fall under the second tier, because it's over $400. But you can pay part of your flight with points and charge the difference to your card, so you always get the best value.

More Than One Program

Some credit card companies have more than one rewards program, and the rewards you earn will depend on which card you have.