Travel credit cards are your best bet if you want to greatly cut the cost of your next vacation. One big reason why we like travel rewards cards is because they reward you in miles, points or cash for every dollar you spend on everyday purchases, which means you rack up rewards very rapidly. These credit cards also give you special travel perks, such as travel insurance, free check-in of your first bag, access to VIP airport lounges or hotel room upgrades. Use our handy credit card comparison tool to get a more detailed comparison of credit cards based on your needs and spending.

GET.com's best travel cards

Best ForCredit Card
RewardsBank of America® Premium Rewards® credit card
BonusChase Sapphire Preferred® Card
TravelCapital One® Venture® Rewards Credit Card
AirlineGold Delta SkyMiles® Credit Card from American Express
HotelHilton Honors American Express Ascend Card

Because credit card issuers frequently change their travel card promotions, it can be a challenge for you to find the right travel card for yourself. To help you cut through the fine print and mass of offers, we at GET.com have shortlisted the best travel credit cards that offer the most attractive rewards out there. You need a very good to excellent credit score for these cards.

Best Travel Cards With Bonus Offers


Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Premium Rewards<sup>®</sup> credit card

Bank of America® Premium Rewards® credit card

APPLY NOWAt Bank of America's secure website
  • Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you’re a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
  • No limit to the points you can earn and your points don’t expire
  • Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
APPLY NOWAt Bank of America's secure website

N/A

17.99% - 24.99% Variable APR

$95 annual fee

Excellent/Good

Bank of America® Premium Rewards® credit card gives you a 50,000 bonus points after you make at least $3,000 in purchases in the first 90 days of account opening, which can be redeemed for $500! Earn 2 points for every $1 spent on travel and dining and 1.5 points per $1 spent on all other purchases. The points you earn are unlimited, don't expire and can be redeemed for gift cards, a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, or use at the Bank of America Travel Center. You can also get a 25%-75% rewards bonus on every purchase If you're a Bank of America Preferred Rewards client. Receive up to $200 in combined Airline Incidental and TSA Pre✓®/ Global Entry statement credits. There are no foreign transaction fees. Bank of America® Premium Rewards® credit card has a $95 annual fee.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Chase Sapphire Preferred<sup>®</sup> Card

Chase Sapphire Preferred® Card

APPLY NOWAt Chase's secure website
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
APPLY NOWAt Chase's secure website

N/A

17.99% - 24.99% Variable

$0 Intro for the First Year, then $95

Why we like it
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs.
Excellent Credit

Chase Sapphire Preferred® Card lets you earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®. Earn 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases worldwide. $0 foreign transaction fee. There is an introductory annual fee of $0 for the first year, then $95. Read our review of Chase Sapphire Preferred® Card here.

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Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Capital One<sup>®</sup> Venture<sup>®</sup> Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

N/A

14.74% - 24.74% (Variable)

$0 intro for first year; $95 after that

Why we like it
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture.
We least like
  • No low introductory APR period.
Excellent, Good

Capital One® Venture® Rewards Credit Card rewards you with a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening. These bonus miles are worth $500 in travel. Earn 2X miles for every $1 spent on all purchases. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture. Fly anytime, on any airline, without any blackout dates. No foreign transaction fees. Enjoy extended warranty, purchase protection, auto rental insurance, travel accident insurance, advanced ticket sales to entertainment events, 24/7 concierge service, and much more. $0 intro annual fee for the first year; $95 after that. Read our review of Capital One® Venture® Rewards Credit Card here.

View Details

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
The Platinum Card<sup>®</sup> from American Express

The Platinum Card® from American Express

APPLY NOWAt American Express' secure website
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

N/A

$550

Why we like it
  • Rewards program.
  • Platinum benefits.
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
We least like
  • Annual fee.
Excellent/Good

The Platinum Card® from American Express, a GET.com advertiser, is a prestigious rewards card that gives you complimentary access to over 1,000 airport lounges (The Centurion® Lounge, Delta Sky Clubs®, Airspace Lounges, and complimentary enrollment in Priority Pass™ Select). Earn 60,000 Membership Rewards® points after you spend $5,000 on purchases with your new Card within your first three months of Card Membership. Enjoy savings on a ticket for a companion booked on your same reservation on international first or business class flights that are purchased through the American Express travel website. Get complimentary benefits and competitive rates at over 900 hotel and resorts with FINE HOTELS & RESORTS bookings. You can earn 5x points for flights booked directly with airlines or with American Express Travel and on prepaid hotels booked on amextravel.com. Receive up to a $200 airline fee per calendar year (in the form of statement credit) which can be used towards the qualifying airline purchases you select. Travel with no foreign transaction fees. Benefit from 24/7 assistance while traveling with the Premium Global Assist® Hotline. $550 annual fee. Terms apply. Read our detailed review of The Platinum Card® from American Express here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Bank of America<sup>®</sup> Travel Rewards credit card - 25,000 Bonus Points Offer

Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer

APPLY NOWAt Bank of America's secure website
  • NEW OFFER: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • NEW OFFER: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.99% - 24.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
APPLY NOWAt Bank of America's secure website

0% Introductory APR for 12 billing cycles for purchases

16.99% - 24.99% Variable APR

$0

Why we like it
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
Excellent/Good

Bank of America® Travel Rewards credit card rewards you with points that can be redeemed towards travel purchases. You can qualify for 25,000 online bonus points when you use your new credit card to make at least $1,000 in purchases within 90 days of the account opening date. Those 25,000 online bonus points can be a $250 statement credit towards travel purchases. You earn 1.5 points per $1 spent on all purchases you make with this card. The total amount of points you can earn is unlimited and points do not expire. Redeem points for statement credit towards your travel purchases. Bank of America customers with an active Bank of America checking or savings account benefit from an additional 10% points bonus on every purchase. Preferred Rewards clients can increase that bonus to 25%-75%. Benefits include no foreign transaction fees and chip technology. This card has no annual fee. Learn more in our review of Bank of America® Travel Rewards credit card.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Wells Fargo Propel American Express<sup>®</sup> Card

Wells Fargo Propel American Express® Card

APPLY NOWAt Wells Fargo's secure website
  • New! Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that's a $300 cash redemption value
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • $0 Annual Fee
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.49%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
APPLY NOWAt Wells Fargo's secure website

0% Intro APR for 12 months on purchases and balance transfers

14.49%-26.99% (Variable)

$0

Excellent/Good

Wells Fargo Propel American Express® Card has a great rewards program that lets you redeem points for travel, gift cards, cash redemption options or merchandise through Go Far® Rewards. You can also enjoy some pretty great exclusive offers on airline tickets you book, hotels, car rentals, and cruises. Earn 30,000 bonus points after you spend $3,000 in the first 3 months of being a cardholder. On your journeys you'll benefit from the 3X points you earn at U.S. gas stations, U.S. restaurants, rideshares and transit and travel purchases which include flights, hotels, homestays and car rentals. Plus earn 1X point on any other purchases you might make with this card. Enjoy a lengthy 0% Intro APR for 12 months on purchases and balance transfers (balance transfers made within 120 days qualify for the intro rate and fee) and a 14.49%-26.99% variable APR thereafter; balance transfer fees apply. This card has a $0 annual fee.

Best Frequent Flyer Credit Cards

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Gold Delta SkyMiles<sup>®</sup> Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

APPLY NOWAt American Express' secure website
  • Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
  • Want even more flexibility? Pay with Miles is a Card Member feature that gives you the option to redeem miles for all or part of the price of your tickets on Delta.com.
  • Settle into your seat sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

17.74%-26.74% Variable

$0 introductory annual fee for the first year, then $95.

Excellent/Good

Gold Delta SkyMiles® Credit Card from American Express, a GET.com advertiser, lets you earn 2 miles on your Delta purchases and 1 mile for every dollar you spend on other eligible purchases. After you make $1,000 in purchases on your new Card within the first 3 months you will earn 30,000 bonus miles and earn a $50 statement credit after you make a Delta purchase within the first 3 months. Enjoy Priority Boarding, and your first checked bag is free on every Delta flight for you and up to 9 other people in your reservation. $0 intro annual fee for the first year, then $95. Terms apply.

Read our review of Gold Delta SkyMiles® Credit Card from American Express.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Blue Delta SkyMiles<sup>®</sup> Credit Card from American Express

Blue Delta SkyMiles® Credit Card from American Express

APPLY NOWAt American Express' secure website
  • Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months.
  • No Annual Fee.
  • Earn 2 miles per dollar at US restaurants.
  • Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Receive a 20% In-Flight Savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

17.74%-26.74% Variable

$0

Excellent Credit

Blue Delta SkyMiles® Credit Card from American Express also lets you earn 2 miles per dollar spent on Delta purchases and 1 mile for every dollar you spend on other eligible purchases. But as an added perk you also earn 2 miles per dollar spent at US restaurants. After you make $500 in purchases within the first 3 months of account opening you will earn 10,000 bonus miles, and you will get a 20% in-flight savings in the form of a statement credit after you use your Card on any eligible Delta in-flight purchases of food, beverages, and audio headsets. This card has a 17.74%-26.74% variable APR on purchases and balance transfers. No annual fee. Terms apply.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Limited Time Offer
United℠ Explorer Card

United℠ Explorer Card

Limited Time Offer
APPLY NOWAt Chase's secure website
  • Limited time offer! Earn up to 65,000 Bonus Miles.
  • $0 introductory annual fee for the first year, then $95.
  • Earn 2 miles per $1 spent at restaurants and on hotel stays
  • Up to $100 Global Entry or TSA Pre✓® Fee Credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $120 per roundtrip) when you use your Card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • Earn 2 miles per $1 spent on purchases from United, and 1 mile per $1 spent on all other purchases
APPLY NOWAt Chase's secure website

N/A

17.99% - 24.99% Variable

$0 Intro for First Year, then $95

Why we like it
  • Rewards Program.
  • No foreign transaction fees.
  • Limited time offer! Earn up to 65,000 Bonus Miles.
Excellent Credit

United℠ Explorer Card, issued by JPMorgan Chase lets you earn a limited time bonus offer of up to 65,000 bonus miles: earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening, plus an additional 25,000 bonus miles after you spend $10,000 total on purchases in the first 6 months your account is open. Earn double miles on tickets purchased from United, restaurant purchases and hotel stays, and 1 mile per $1 on all other purchases. Earn unlimited miles that never expire as long as your credit card account is open. Miles can be redeemed for airfare, hotel stays or auto rentals. Enjoy 2 annual complimentary one-time use lounge passes to the United Club lounge. First bag checked-in is free which can save up to $100 per round-trip. $0 foreign transaction fee. There is a $0 introductory annual fee for the first year, then $95. Read our review of United℠ Explorer Card here.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Citi<sup>®</sup> / AAdvantage<sup>®</sup> Platinum Select<sup>®</sup> World Elite™ Mastercard<sup>®</sup>

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

APPLY NOWAt Citi's secure website
  • Earn up to 50,000 American Airlines AAdvantage® bonus miles: 40,000 AAdvantage® miles after making $2,000 in purchases in first 3 months and 10,000 after making a total of $6,000 in purchases in first 12 months of account opening*
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations*
  • Earn 2 AAdvantage® miles for every $1 spent at restaurants*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
  • Earn a $100 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card*
  • No Foreign Transaction Fees*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines flights*
  • Receive 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights*
APPLY NOWAt Citi's secure website

N/A

17.99% - 25.99%* (Variable)

$99, waived for first 12 months*

Why we like it
  • Earn up to 50,000 American Airlines AAdvantage® bonus miles: 40,000 AAdvantage® miles after making $2,000 in purchases in first 3 months and 10,000 after making a total of $6,000 in purchases in first 12 months of account opening*.
  • Receive 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights*.
Excellent, Good

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® has a welcome offer that lets you earn 40,000 American Airlines AAdvantage® bonus miles after you spend $2,000 on purchases in the first 3 months and 10,000 American Airlines AAdvantage® bonus miles after you spend $6,000 on purchases within the first 12 months. Earn 2 AAdvantage® miles per dollar spent on eligible American Airlines purchases. You will also earn 2 AAdvantage® miles per dollar on your purchases made at gas stations and restaurants. The $99 annual fee (waived for the first 12 months).

Read our review of Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® here.

Best Hotel Credit Cards

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Hilton Honors American Express Ascend Card

Hilton Honors American Express Ascend Card

APPLY NOWAt American Express' secure website
  • Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

17.74%-26.74% Variable

$95

Good, Excellent

Hilton Honors American Express Ascend Card, a GET.com advertiser, lets you earn 12X Hilton Honors Bonus Points for every 1 dollar of eligible purchases you spend directly with a participating hotel or resort within the Hilton Portfolio. 6X Hilton Honors Bonus Points for every dollar of eligible purchases spent at U.S. restaurants, U.S. supermarkets, and U.S. gas stations and 3X Hilton Honors Bonus Points for all your other eligible purchases. After you make $2,000 in purchases on your new Card within the first 3 months you'll earn 125,000 Bonus Points and receive a free Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year. $95 annual fee. Terms apply.

Read our review of Hilton Honors American Express Ascend Card.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
Marriott Rewards<sup>®</sup> Premier Plus Credit Card

Marriott Rewards® Premier Plus Credit Card

APPLY NOWAt Chase's secure website
  • Earn 2 Free Night Awards (each valued up to 35,000 points) after you spend $3,000 on purchases in the first 3 months from account opening.
  • Get the card that helps you earn more with U.S. News & World Report’s No.1 Hotel Rewards Program, Marriott Rewards.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn 6X points per $1 spent at participating Marriott Rewards & SPG hotels.
  • 2X points for every $1 spent on all other purchases.
  • Automatic Silver Elite Status each account anniversary year.
  • Path to Gold Status when you spend $35,000 on purchases each account year.
  • Coming in 2019, 15 Elite Night Credits each calendar year.
APPLY NOWAt Chase's secure website

N/A

17.99% - 24.99% Variable

$95

Excellent Credit

Marriott Rewards® Premier Plus Credit Card lets you earn 6X points for every $1 you'll spend when you stay at participating Marriott Rewards & SPG hotels and 2X points on each $1 spent on purchases on every other purchase you make. You get automatic Silver Elite Status on each account anniversary every year. You'll receive Path to Gold Status each account year you spend $35,000 on purchases. 15 Elite Night Credits each calendar year (Coming in 2019). As a bonus offer you'll earn 2 free night awards (each valued up to 35,000 points) after spending $3,000 on purchases in the first 3 months from account opening. 1 Free Night Award every year after account anniversary (valued up to 35,000 points). There is a 17.99% - 24.99% variable APR. This card has a $95 annual fee.

Read our detailed Marriott Rewards® Premier Plus Credit Card review here.

Different Types Of Travel Credit Card

A travel credit card is a credit card that gives you special travel benefits. These include airline credit cards, hotel credit cards, and cards that let you earn rewards which can be redeemed for travel.

  1. Flexible Travel Cards

    These cards let you earn rewards which can be redeemed for travel with many different airlines and hotels. You can usually also redeem points (or other rewards) for travel purchases like cruises or vacation packages.

    These cards often let you earn points for purchases you make every day, rather than purchases from a specific airline or hotel. So a card like this is a good choice if you want to earn miles or points fast just by using the card for your daily spending.

  2. Airline Credit Cards

    Airline credit cards usually work with specific airlines or frequent flyer programs and can be a good choice if you do a lot of flying with the same airline. The main benefits of cards like these is that you earn actual frequent flyer miles or points that you can redeem for flights directly with the airline.

    These cards usually give you special benefits when you fly with their airline, such as free checked baggage, priority boarding, on-board credit (for food, beverages, upgrades), or even airport lounge access.

    United℠ Explorer Card,
    Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® and Gold Delta SkyMiles® Credit Card from American Express are all examples of airline credit cards. The downside of these cards is that the miles you earn may not be as flexible as the miles or points you earn with other travel cards.

  3. Hotel Credit Cards

    Many large hotel groups offer credit cards that let you earn rewards through their customer loyalty programs. Many of these cards come with large bonus offers that let you earn bonus points when you successfully apply and fulfill certain requirements. A hotel credit card will usually also give you benefits that can help you get more out of your hotel stays.

    These perks may include free breakfasts, free room upgrades, access to a higher customer status without fulfilling minimum hotel stay requirements, and in some cases even free hotel stays every year.

What Should I Look For In A Travel Card?

Rewards are the reason why most people get travel credit cards, but there are other perks that can save you just as much money if you travel often.

Here we at GET.com list the main benefits that you should look for when choosing a travel credit card:

  1. Bonus Offers

    Many travel credit cards have good bonus offers which let you earn a large number of points (or miles, cash back, etc.) by successfully applying for the card and fulfilling additional requirements like spending a certain amount in the first few months, applying for a secondary card or even just making 1 purchase with your new card.

    These bonus offers can add up to big savings because you can redeem those points or miles for flights, hotel stays or other travel basics.

  2. Rewards

    This is where you will want to look at the card more closely. Although almost all travel cards will let you earn some travel rewards on all your purchases, if you want to earn higher rewards (and you probably will) you will have to spend in certain categories.

    Cards that let you earn higher miles or points for everyday purchases like gas, restaurant dining, grocery shopping and other basics are a good choice because you will earn rewards for purchases you already make.

    If a card only gives you higher rewards for purchases with a specific airline or hotel, you probably won't earn a lot of points unless you spend a lot of money on purchases from those specific travel companies.

  3. Travel Perks

    If you do any serious amount of traveling, you probably spend a lot of money on things like airport lounges, internet, upgrades, hotel breakfasts, and hotel stays. These are all benefits that you could get on a complimentary basis by using the right travel credit card to pay for your travel bookings.

  4. Travel Insurance

    Travel insurance is another cost that you can avoid by using the right travel card. When you use Chase Sapphire Preferred® Card to pay for your travel purchases, for example, you get trip cancellation/interruption insurance (you could be reimbursed for up to $10,000 of your prepaid, non-refundable travel expenses per trip that is canceled or cut short by severe weather, sickness and other covered situations), travel accident insurance (up to $500,000 in accidental death or dismemberment coverage), lost luggage reimbursement (up to $3,000 per passenger if your, or your immediate family members', checked or carry-on bags are lost or damaged by the carrier), trip delay reimbursement (up to $500 per ticket for overnight delays and delays of 12 hours or more when you and your family travel by common carrier travel), baggage delay insurance (get reimbursement for essential purchases like clothing and toiletries for passenger carrier baggage delays of over 6 hours, up to a maximum of $100 per day for 5 days).

    All you have to do to enjoy complimentary insurance coverage is use the right credit card to purchase your travel bookings.

  5. Foreign Transaction Fees

    A travel card should be made for travel. If you travel outside of the US, then you can save a lot of money by using a card that doesn't have foreign transaction fees. A foreign transaction fee is a fee you pay every time you use your card to make a payment in a foreign currency. This usually comes to 3% of each transaction, which can add up to a lot of money. Many good travel cards do not charge foreign transaction fees.

  6. It's important to choose a card that really suits your travel needs. A card with a high annual fee may be the best choice if it has benefits that save you hundreds of dollars. If you don't travel outside of the US, things like no foreign transaction fees and chip technology are not that important. What you do want is a card that will give you the most travel savings and perks for your personal needs.

Travel Credit Card Tips

Travel rewards cards, hotel credit cards and airline credit cards let you earn reward points or air miles whenever you spend on them, and these points or miles can be accumulated towards free flights, hotel nights, car rentals, cruises and other merchandise.

If you are a frequent flyer who is not so particular about which airline to fly with or which hotel to stay at, it may be a smarter choice to get a general travel credit card since all of the points you earn can be redeemed towards any travel purchase you make.

On the other hand, if you tend to fly with a particular airline such as United or Delta, it is better to get specific airline credit cards since they come with many travel benefits such as free check-in for the first bag. Travel credit cards have generally flexible reward redemption options, which may let you redeem your miles or points for merchandise, gift cards, hotel stays and others.

All travel cards vary in their rewards programs, and have their own point system. Generally, you can expect 1 or 2 points for every dollar spent on these cards. Many cards listed on this page let you earn bonus points or miles when you spend a certain amount after getting your card. Some cards also don't impose any foreign transaction fees and/or annual fees.

Many of these cards tend to charge higher interest rates compared to other types of credit cards, so you should always pay your balance in full by the due date each month so as to avoid paying any interest. Use your card wisely, and you will be richly rewarded!

To see our full selection of Travel Credit Cards click here.

How We Rate Travel Credit Cards

Travel credit cards are rated by GET.com based on the benefits and added value that they offer to travelers in relation to their card fees.

We look at the value of travel rewards when redeemed for travel in different ways to determine the average cash value of travel rewards. We look at whether a card offers 1:1 conversion to frequent traveler programs, actual frequent traveler points, rewards that must be redeemed through a rewards program, or rewards that can be redeemed towards any travel purchases as a statement credit.

We also look at whether or not rewards expire, and if there are any limits or caps on the amount of rewards you can earn.

Other important travel benefits like travel insurance, car rental insurance, lounge access, concierge services, chip technology, no foreign transaction fees, hotel and airline benefits and other travel perks also influence our ratings.

Additionally, we also take basic card features like APR, introductory APR periods, annual fees, other card fees and the availability of the payment network into consideration before settling on a card rating.